Frequently Asked Questions about Mexico Car Insurance

Why Do I Need Mexico Auto Insurance?

Since 2019, Mexican law all vehicles driven in Mexico to have valid Mexican Auto insurance with to cover third party issued by a Mexican insurance company. Operating a vehicle without it can lead to fines, impoundment and even jail time if you are involved in an accident at fault.

Why won’t my US/Canadian insurance cover me in Mexico?

Many US insurance companies offer limited physical damage coverage near the border; it’s usually not valid for frequent trips, or beyond the border zone, and more importantly, does not include the mandatory liability coverage issued by a Mexican insurance company.  Even if you have an endorsement for extended coverage to Mexico, you should buy third-party liability, the minimum coverage required by authorities in case of an accident. You must purchase your Mexican insurance prior to entering Mexico for the entire length of your trip.

How Do I Purchase Mexico Auto Insurance?

Purchasing Mexico auto insurance is very easy with Sanborn’s. You can select this link to go directly to our quote page. Simply choose an agent and you will be on your way to driving in Mexico. You can also reach us at 1-800-222-0158 (8:00 a.m. – 6:00 p.m. CST) and have one of our friendly customer service representatives give you a quote and connect you with one of our agents to purchase over the telephone.

What Information Do I Need to Get a Quote?

Whether you are requesting a quote online or by phone, (800) 222-0158 (8:00 a.m. – 6:00 p.m. CST), you should have the following items handy to make the quoting process easier, the number of days you plan to stay in Mexico, year, make and model of your vehicle well as its actual cash value. (Not sure about the value? Check used NADA car values with JD Power)

What Other Information Do I Need to Buy a Mexico Auto Insurance Policy?

To purchase your Mexico auto insurance policy online or by phone at (800) 222-0158 (8:00 a.m. – 6:00 p.m. CST), you will need the following items available: a valid driver’s license number, vehicle title or registration, which includes the vehicle license plate number and VIN, current domestic insurance carrier, driver’s license number, vehicle title or registration including the vehicle license plate number and VIN, current domestic insurance carrier and policy number.

Can a Mexican Resident Drive My U.S. Plated Vehicle?

For insurance purposes, your vehicle will be covered as specified on your policy as long as it is driven by someone with a valid driver license. The insurance coverage is valid as specified on your policy regardless of whether that person has a U.S. or Mexico driver license. However, Mexican law prohibits the use of any U.S./Canadian plated vehicle by a Mexican resident. If your vehicle is involved in an accident or pulled over by police while being driven by a Mexican resident, the vehicle can be impounded. Your insurance does not cover any costs involved in recovering your vehicle should this happen.

What happens if I have an accident in Mexico?

Contact the Mexican Insurance company immediately. They have 24/7 claims service to assist you. We’ll also provide information on how to file a claim.